Mortgage Loan Services: Executive Overview
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- Executive Overview
- Business Case
- Technical Summary
Customized and Comprehensive Mortgage Loan Services
The mortgage lending business is becoming increasingly competitive. Margins are under pressure. Customer expectations continue to grow. Lending products are increasingly commoditized. Managing financial and operational risk and regulatory compliance are more complicated than ever. You need more from your operations and technology to stay ahead of the curve, grow revenue, reduce costs and enhance customer service.
EDS' Mortgage Loan Services provide credit granting institutions with the full continuum of mortgage loan administration as well as regionally compliant processing systems, branded “private label” customer interaction management and variable pricing options. We work with our clients to develop a business outcome focused plan that enables them to achieve their goals through the range of flexible solutions we offer.
Depth of Experience
EDS, an HP company, has significant experience in transforming clients' existing operations as well as providing business process outsourcing (BPO), consulting, applications development and hosting. EDS has developed a proprietary Business Performance Management capability based on a service-oriented architecture, enabling substantial reductions in clients operational costs.
What sets EDS Mortgage Loan Services apart from the competition is its combination of banking expertise, full-service loan capabilities, business process transformation skills and the high-powered technological expertise of EDS. Here's a sampling of what we can do for you:
- Reduce your cost of ownership by up to 50 percent and reallocate staff to revenue-generating functions
- Deliver a consistent and improved customer experience while enabling flexibility and getting products to market more quickly
- Improve operational risk management and reduce capital expenditures through systems and processes that comply with Basel II and other specific regulations
- Align operational costs with a per-transaction payment option to better correspond to revenue generation
EDS Mortgage Loan Services can manage your organization's loan applications through every stage – from origination to full servicing of collections, bankruptcy management and foreclosure. EDS provides total front- and back-office support to get your organization into a more competitive position. What's more, our services are available on a “pay as you go” basis. This approach enables you to free up capital, convert fixed costs into variable costs, and devote more time and resources to your core business goals.
For more information about what EDS can do for you, submit a business inquiry.