Surveyor® Application Processing Services: Business Case
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- Executive Overview
- Business Case
- Technical Summary
Split-second Credit Decisions With Bottom Line Results
Lending can be a risky business. You don't want to grant credit to someone who is likely to default. But you also don't want to keep good customers waiting – or give them time to go to your competitor. You need an accurate decision NOW.
EDS Surveyor® Application Processing Services streamlines the credit granting process with an enterprise solution. Surveyor offers best-in-class software and services to deliver fast and reliable credit decisions on the spot and in line with your financial institution's specific credit criteria.
Comprehensive and Quick Credit Solutions
Surveyor does all the work for you. It receives consumer and commercial credit applications, retrieves consumer and business credit reports, scores based on your parameters and then provides decisions – all within seconds of entry. This user-definable suite of products gives you the ability to define all the features, including business rules, credit line assignment, credit report display and evaluation, and point-score assessments.
EDS Surveyor Application Processing Services is a highly automated system that has the capacity to support large portfolios and the agility to launch start-up programs. Robust system capabilities support the entire credit application lifecycle.
- Support multiple loan types on one system, including credit card, consumer mortgages, insurance and student loans
- Enter applications from different delivery channels, including Internet and branch platforms
- Incorporate virtually any decision criteria into your process, including internal or external data points and third-party scorecards
- Integrate with existing systems already deployed in client environments
- Offer products that are tailored to customers based upon their application credit scores
Consolidate Credit Operations And Reduce Costs
With Surveyor you can enhance your organization's credit evaluation process while minimizing risk for all consumer and business credit applications. You're able to converge multiple products onto one platform – thereby eliminating redundant systems and simplifying training efforts. You maximize automation efficiencies, because Surveyor transfers application information to servicing systems. By leveraging our strong hardware vendor relationships across multiple customers, you gain access to the latest technologies at a cost commensurate with usage, eliminating unused hardware expenses and capacity issues.
Fast, Secure And Smart Credit Processing
Systemwide, EDS Surveyor processes more than 1.5 million applications per month, supporting daily peak demands that exceed 200,000 revolving credit applications and 50,000 mortgage applications. Plus, it incorporates the confidentiality, integrity, authentication and privacy that you require in order to achieve a business advantage.
Through our Surveyor Application Processing Services, EDS, an HP company, provides unmatched service excellence in system delivery, as well as ongoing business and technical consulting that's tailored your individual needs.
- User-friendly graphical interface technology
- Parameter-driven functionality
- Flexible work flow, credit policies and lending guidelines
- Reliable credit decisions in a matter of seconds
- Advanced, redundant, high-speed credit bureau network available
- Ability to instantly e-mail decisions back to originating source
- Comprehensive reporting and analytic tools
- Champion and Challenger strategies
- Receive and process credit applications, consumer credit reports and business credit reports
- Automated bureau access based on ZIP/postal code preference
For more information about what EDS can do for you, submit a business inquiry